Transactional lending / double closes

Close the buy. Close the sale.

Short-term funding for wholesale deals and quick flips. We arrange the money for your purchase through approved lending partners, and you sell the property to your end buyer, typically the same day. Subject to underwriting and approval.

Who it’s for

Built for wholesalers and quick flips.

In a double close, you buy the property from the seller (the A-to-B closing) and then sell it to your end buyer (the B-to-C closing). Transactional funding covers your purchase so both closings can happen, typically the same day.

  • Wholesale deals where an assignment isn’t possible or preferred
  • Quick flips with an end buyer already under contract
  • Deals where the end buyer’s funds are confirmed
  • Back-to-back closings handled by a title company or closing attorney
Close-up of two people shaking hands across a closing table (placeholder photo, not a True Vine project)
Typical structure

What the program can look like.

Illustrative structure only. Each lending partner sets its own leverage, pricing, terms and requirements.

Funding
Purchase funds for the A-to-B closing · amount varies by deal and lending partner
Timing
Funding and resale typically same day · never guaranteed
End buyer
Documents required by the lending partner, reviewed with you during your inquiry
Fees
Quoted per deal by the lending partner
Term
Short-term, typically tied to the resale closing
Title & closing
Coordinated with your title company or closing attorney

Rates, leverage, terms, draw structures, interest-reserve and non-Dutch interest features, and closing timelines are not guaranteed. They vary by lending partner and program and are subject to underwriting, appraisal, title review and approval. Business-purpose investment property only.

How a double close works

Two closings, typically one day.

Every lending partner and title company runs its own process. A typical sequence looks like this.

1 · Contracts in place

You have a purchase contract with the seller (A to B) and a resale contract with your end buyer (B to C).

2 · Funding arranged

Transactional funds are arranged for your purchase, subject to underwriting and approval.

3 · A-to-B closing

You buy the property using the transactional funds.

4 · B-to-C closing

You sell to your end buyer, typically the same day, and the transactional funds are repaid from the sale proceeds.

What to prepare

Documents lenders commonly ask for.

The exact list depends on the lending partner. Please don’t email SSNs, bank statements or ID documents — we’ll share a secure upload link when it’s time.

  • Executed purchase contract (A to B)
  • Executed resale contract with your end buyer (B to C)
  • End buyer’s proof of funds or lender approval
  • Title company or closing attorney contact
  • Entity documents (LLC or corporation)
  • Any other documents the lending partner requests
FAQ

Common questions.

What is a double close?

Two back-to-back closings on the same property. You buy from the seller, then sell to your end buyer, typically on the same day. Transactional funding can cover the first purchase.

How fast is transactional funding?

Funding and the resale typically happen the same day, once the contracts, the end buyer’s funds and title are in place. Timing is not guaranteed and depends on the lending partner and the title company.

What does it cost?

Fees are set by the lending partner and depend on the deal.

Do I need my own money in the deal?

It depends on the lending partner and the deal. We review it with you during your inquiry.

Who coordinates with the title company?

The title company or closing attorney handles both closings.

Single-family home under construction with sheathed walls, roof underlayment and a pile of graded soil (placeholder photo, not a True Vine project)

Have a deal in motion? Let’s structure it.

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