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01
Fix & Flip
Acquisition plus renovation funding for investors repositioning residential property.
Leverage
Varies by deal and lending partner
Rehab draws
Inspection-verified
Interest reserve
Qualifying deals
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Investor loan brokerage · Nashville & Middle Tennessee
Capital for investors who build what’s next.
We connect real estate investors, builders and developers with approved lending partners — and structure the request around your project, not a one-size product.
Middle Tennessee + eligible U.S. markets · through approved lending partners
What are you financing?
Fix & Flip
Buy + rehab
New Construction
Lot to completion
Bridge
Acquire or reposition
DSCR Rental
Buy + hold
Loan brokerage
Not a direct lender
Approved lending partners
Programs matched to the deal
Business-purpose only
Investment property
One point of contact
Inquiry through closing
Loan programs
Financing for every stage of the build.
Offered through approved lending partners. Final terms depend on the property, your experience, the plan and lender underwriting.
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Ground-Up Construction
For builders and developers taking new residential projects from lot to completion.
Draws
Milestone-based
Advance draws
Qualifying deals
Term
Set by the lending partner for each project
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Bridge & Transitional
For when timing matters. Bridge loans often close faster, with fewer requirements and fewer potential delays than conventional financing.
Uses
Acquire · land · maturing loans
Exit
Sale or refi plan
Term
Matched to your timeline and exit plan
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DSCR Rental
Long-term rental financing evaluated primarily on the property’s income.
Qualifies on
Debt-service coverage
Purpose
Purchase · refi · cash-out
Min. DSCR
Set by each lending partner
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Gap Financing
Supplemental capital that may help bridge senior debt and total project cost.
Structure
Depends on the deal and the senior lender
Equity partnership
Select qualifying deals
Position
Varies by lending partner
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Transactional Lending
Funds the purchase on a wholesale deal or quick flip, so you can resell to your end buyer, typically the same day.
Best for
Double closes
Timing
Typically same day
Fees
Quoted per deal by the lending partner
← Scroll programs →
Rates, leverage, terms, draws and timelines are not guaranteed; subject to lending-partner approval and underwriting. Business-purpose only.
How it works
Scenario to closing. Four moves.
We coordinate between you and the lending partner so the next step is always clear.
01
Share the deal
Property, budget, timeline and exit — a short inquiry starts it.
02
Match
A loan specialist identifies approved lending partners and programs that may fit.
03
Conditional terms
Indicative terms from the lender, subject to underwriting, valuation and documents.
04
Underwrite & close
We help coordinate documents, appraisal and title through to closing.
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One point of contact. Multiple approved lending partners.
We match your project to programs that fit it — rather than forcing the deal into a single product.
Why True Vine
Built by investors. Backed by lending partners.
A
Investor-grade underwriting view
We understand rehab budgets, draw schedules and exits.
B
High-leverage structures
Higher-leverage options and advance construction draws.
Available on qualifying deals
C
Non-Dutch interest
Interest charged only on funds disbursed, not the full commitment.
Available on qualifying deals
D
Escrowed interest options
Interest-reserve structures that may reduce monthly out-of-pocket payments.
Available on qualifying deals
The True Vine Co. is a loan brokerage, not a direct lender. Financing is provided by third-party lending partners.
Borrower resources
Run the numbers first.
Quick tools and guides so your loan request arrives sharper. Illustrative only — not a quote or approval.
Deal calculator
DSCR
Rehab budget / LTC
Monthly rent ($)
2,400
Monthly PITIA ($)
1,900
Estimated DSCR
1.26
Example inputs only. Lending partners set their own minimum DSCR, leverage caps and underwriting. This tool does not save or send data.
Apply for financing
Send the deal. We’ll take it from there.
A short pre-qualification inquiry — no credit check to submit and no commitment. A loan specialist follows up with next steps.
Email
Loans@thetruevineco.com
Phone
Office
611 Commerce Street, Suite 2611, Nashville, TN 37203
Thank you. Your inquiry was received, and a loan specialist will follow up. Questions? Call (629) 315-8843 or email Loans@thetruevineco.com.
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