Financing for every stage of the investment.

Six program types, offered through approved lending partners. Final terms depend on the property, your experience, the plan and lender underwriting.

Apply for Financing →Talk to a Loan Specialist

Compare programs

Find the program that fits the deal.

Not sure where your project lands? Start here, or tell a loan specialist about the deal and we’ll suggest programs that may fit.

Renovated living room with new flooring (placeholder photo, not a True Vine project)

Fix & Flip

Acquisition plus renovation funding for investors repositioning residential property.

Best for: Buy, renovate, resell

Fix & Flip details →

Two-story wood-framed homes under construction (placeholder photo, not a True Vine project)

New Construction

For builders and developers taking new residential projects from lot to completion.

Best for: Lot to certificate of occupancy

New Construction details →

Finished single-family home with a green lawn and a For Sale sign post out front (placeholder photo, not a True Vine project)

Bridge Loans

For when timing matters: short-term loans that often close faster, with fewer requirements and fewer potential delays than conventional financing.

Best for: Quick acquisitions, land before permits, and paying off a maturing loan

Bridge Loans details →

New farmhouse-style rental home (placeholder photo, not a True Vine project)

DSCR Rental

Long-term rental financing evaluated primarily on the property’s income.

Best for: Buy-and-hold rentals: purchase, refi, cash-out

DSCR Rental details →

Two-story home framing (placeholder photo, not a True Vine project)

Gap Financing

Supplemental capital that may help bridge senior debt and total project cost.

Best for: Closing the gap on qualifying projects

Gap Financing details →

Close-up of two people shaking hands across a closing table (placeholder photo, not a True Vine project)

Transactional Lending

Funds the purchase on a wholesale deal or quick flip so you can resell to your end buyer, typically the same day.

Best for: Wholesale deals and double closes

Transactional Lending details →

At a glance

Side by side.

Fix & Flip

Short-term purchase + rehab · leverage on cost and after-repair value varies by deal and lending partner · inspection-verified rehab draws · interest reserve Qualifying deals

New Construction

Lot-to-completion funding · milestone-based draws · advance draws Qualifying deals · term set by the lending partner for each project

Bridge & Transitional

Short-term, for when timing matters · often faster closings with fewer requirements than conventional financing · acquire quickly, buy land before permits, or pay off a maturing loan · exit by sale or refinance · term matched to your plan and reviewed with you during your inquiry

DSCR Rental

Long-term rental loan qualified mainly on property cash flow · purchase, refinance, cash-out · minimum DSCR set by each lending partner

Gap Financing

Supplemental capital behind senior debt · structure depends on the deal and the senior lender · equity partnership Select qualifying deals

Transactional Lending

Short-term funds for the purchase side of a double close · resale to the end buyer typically same day · fees quoted per deal by the lending partner

Rates, leverage, terms, draw structures, interest-reserve and non-Dutch interest features, and closing timelines are not guaranteed. They vary by lending partner and program and are subject to underwriting, appraisal, title review and approval. Business-purpose investment property only.

Single-family home under construction with sheathed walls, roof underlayment and a pile of graded soil (placeholder photo, not a True Vine project)

Have a deal in motion? Let’s structure it.

Apply for Financing →Talk to a Loan Specialist

Apply for Financing Talk to a Specialist